5 Gram Gold Price in 2025: What’s It Worth Right now?

Alright, here’s how I’d spin that outline with some real-world flavor and a little messy charm:


5 Gram Gold Price in 2025: What’s the Deal Right Now?

Alright, let’s not waste time. Gold’s got a rep for being the shiny thing you stash when the world looks like it’s falling apart (which, honestly, feels like every other Tuesday lately). You wanna know what 5 grams of gold is pulling in 2025? Sweet, let’s get into it.

https://goldprice.org/gold-price-usa.html

What Actually Messes with Gold Prices?

First off, gold’s not just sitting there like a pretty rock. The price jumps around thanks to stuff like inflation, wars, global panic, and whatever the central banks are scheming this week. Honestly, sometimes it feels like the price has a mind of its own. You blink, and—bam—different number.

The Backstory—Gold’s Past Life

Look, gold’s been the OG investment for centuries. Wars, empires, recessions, TikTok trends—it’s survived ‘em all. If you check the charts, you’ll see spikes every time people freak out about the economy. Not exactly subtle.

So, How’s 5g Gold Looking in 2025?

This year? The price is bouncing all over again. I’m talking daily mood swings. You wanna see the numbers? I’ll toss in some actual charts and monthly breakdowns, so you don’t have to just take my word for it.

Country Showdown: Gold Price Face-Off

Gold doesn’t cost the same everywhere—go figure. The US, India, UK, UAE, Australia, Canada—everyone’s got their own thing going on. Taxes, demand, currency drama, you name it. We’ll line ‘em up and see who’s paying what.

What’s Screwing With the 5g Gold Price?

Inflation, obviously. But also, global crises (natural disasters, nervous billionaires tweeting weird stuff, etc.), and central banks making those mysterious moves. It’s a circus.

Doing the Math: 5g Gold’s Worth

You ever try to figure out how much your gold is worth and end up more confused than when you started? Same. I’ll break down price per gram, what karats even mean, and why purity actually matters.

Where the Heck Do You Even Buy 5 Gram Gold?

Online? Sure, if you like gambling. In-person? Only if you trust the guy behind the counter. I’ll tell you how not to get ripped off and which sources won’t sell you shiny brass instead.

Is Dropping Cash on 5g Gold in 2025 Actually Smart?

Let’s talk real: Is this a good idea, or are you just following the hype? I’ll pull in some expert hot takes and real-life scenarios. Not every gold buyer is a Bond villain, after all.

Crystal Ball Time: Gold 2025–2030

What’s next for gold? I’ll lay out some predictions. Spoiler: no one actually knows, but I’ll give you the best guesses from people who wear suits to work.

Gold in the Wild: Real Use

People use gold for all sorts of things—gifts, rainy day savings, bragging rights. I’ll share some stories, good and bad.

Coins, Bars, or That Chunky Ring—What’s Best?

Each has perks and pitfalls. Coins look cool, bars feel baller, jewelry… well, you can wear it. We’ll compare.

Gold ETFs vs. Physically Holding the Bling

Do you wanna actually hold your gold, or trust some digital number on a screen? Both have pros and cons—let’s hash it out.

Taxes—Ugh

Nobody likes talking taxes, but you gotta know what you’re walking into. I’ll break it down by country, as painlessly as possible.

How to Keep Tabs on Gold Prices (Without Losing Your Mind)

Apps, sites, tricks—whatever helps you track the wild ride.

Scams: How Not To Get Played

Gold brings out the scammers. I’ll give you the lowdown on what to watch out for.

FAQs

All the weird and wonderful things people ask about gold. Yes, including “Can I eat it?” (Please don’t.)

So… Should You Buy 5g Gold Right Now or Nah?

Final thoughts. No sugarcoating.


That’s the lowdown on how I’d tackle it. Structured enough so you don’t get lost, but not so stiff you feel like you’re reading a textbook. Let’s get gold-digging—figuratively, of course.

How to Find Out Your Ex-Husband’s Social Security Benefits..

How to Dig Up Your Ex-Husband’s Social Security Benefits: The Real-World Playbook
Everything Divorced Folks Need to Know — Without the Jargon

Table of Contents (aka what’s inside)
Intro

What Even Is Social Security?

Divorce + Social Security: What’s the Deal?

Can You Actually Get Paid Off Your Ex?

How to Find Out What Your Ex-Husband’s Social Security Looks Like

What Paperwork Do You Need?

Wait, Don’t Have His SSN? Chill.

When Can You Start Grabbing Ex-Spouse Benefits?

How Much Cash Are We Talking?

Can You Still Work And Collect The Ex Check?

Remarriage: Does It Mess Everything Up?

Busting Myths (Because People Love Drama)

What If Your Ex Hasn’t Filed Yet?

Sneaky Ways to Max Out Your Ex Benefits

Legal Stuff and Privacy (Don’t Be Creepy)

Dealing With the SSA (a.k.a. The Bureaucratic Jungle)

How to Actually Apply

Pro Tips from Money Nerds and Lawyers

Real People, Real Stories

https://investor.vanguard.com/investor-resources-education/social-security/benefits-for-divorced-spouse

Conclusion: Go Get What You’re Owed

  1. Intro
    Alright, picture this: you’re divorced, staring down retirement, and suddenly you find out you might be able to snag some Social Security money based on your ex-husband’s work history. Didn’t see that plot twist coming, huh? This guide will break it all down — what you’re allowed, where to start, and how to make the SSA work for you. Forget playing detective on Google. Let’s actually get you paid.
  2. What Even Is Social Security?
    Basically, Social Security is the government’s monthly thank-you note to people who’ve worked (and paid taxes) forever. Retirees get it, so do folks with disabilities, and survivors after someone dies. For ex-spouses, there’s this thing called “spousal benefits” — if you check the right boxes, you could get up to half of your ex’s full benefit. Wild, right?
  3. Divorce + Social Security: What’s the Deal?
    US law (yep, real legal stuff — Title 42, Section 402 if you’re bored) says if you were married for 10 years or longer, are now single, and you’re at least 62, you might be able to dip into your ex’s Social Security pool. Important: you’re not stealing their check. They keep theirs. Their new spouse keeps theirs. No one’s taking a hit because you get yours.
  4. Can You Actually Get Paid Off Your Ex?
    Here’s the checklist:
  • Married at least 10 years
  • Age 62+
  • Single now (unless you remarried and divorced again)
  • Your ex is eligible for Social Security
  • Your own benefit is less than what you’d get as an ex
  1. How to Find Out What Your Ex-Husband’s Social Security Looks Like
    Step 1: Get yourself a “my Social Security” account on the SSA site.
    Step 2: Round up marriage and divorce paperwork.
    Step 3: Call or visit the Social Security office (1-800-772-1213 if you hate waiting in line).
    Step 4: They’ll check if your ex is in the system and what you’re eligible for.
    Step 5: Boom — submit your application (online, phone, or face-to-face).
  2. What Paperwork Do You Need?
  • Your SSN (duh)
  • Your ex’s full name and birthday
  • Marriage certificate
  • Divorce decree
  • Proof you’re a U.S. citizen
  • Your birth certificate
  • Any old Social Security statements, if you’ve got ‘em
  1. Wait, Don’t Have His SSN? Chill.
    No worries — you don’t actually need his Social Security number. If you know his name, birthday, maybe where he was born, the SSA can track him down in their system. They won’t give you his personal info (privacy laws and all that jazz), but they will figure out your eligibility.
  2. When Can You Start Grabbing Ex-Spouse Benefits?
    You can file at 62, but you only get the maximum if you wait for “full retirement age” (somewhere between 66 and 67, depending on your birth year). File early and you get less. It’s like ordering the small fries instead of the supersize.
  3. How Much Cash Are We Talking?
    Tops, you can get 50% of your ex’s full retirement benefit. If you claim early, you get a smaller cut. You can’t double-dip — it’s either your benefit or the ex benefit, not both.
  4. Can You Still Work And Collect The Ex Check?
    You can, but if you’re under full retirement age and make more than $22,320 (for 2025), the SSA will start shaving dollars off your check. For every $2 you make above the limit, they knock a buck off your benefits. Annoying, but that’s the deal.
  5. Remarriage: Does It Mess Everything Up?
    If you remarry before age 60 (or 50 if you’re disabled), your right to ex-spouse benefits goes poof. Remarry after 60? You’re good. If you divorce (again), you might be eligible again. Social Security is weirdly forgiving about serial divorces.

“How Does 7/11 Day Work? Free Slurpee Deals, Rewards & Everything You Need to Know”

How Does 7/11 Day Work? The Real Scoop on Free Slurpees, Rewards, and All That Jazz

Pic Credit: The Economic Times

— Table of Contents (Yeah, it’s long. Skip around if you want) —

Intro: What’s the Deal With 7/11 Day Anyway?

A Quick Trip Down 7-Eleven Memory Lane

Wait, Why July 11th? Is This a Dad Joke?

What’s Up for Grabs?

Slurpee Free-For-All

Extra Deals (Because Why Not?)

Perks for 7Rewards Nerds

How to Actually Nab That Free Slurpee

Step-by-Step (It’s Not Rocket Science, But Still)

App vs. OG In-Store Vibes

Who Gets to Join the Party?

Age Stuff, IDs, and the “One Per Customer” Rule

How Long Does the Madness Last?

Start/End Times—Don’t Sleep On It

Is It Really All Day, or Nah?

Should I Bother With 7Rewards?

Why Sign Up (Besides Free Stuff)

How the Points Thing Works

Bonus Goodies Just for 7/11 Day

7NOW Delivery: Slurpees to Your Couch?

Pro Tips: How to Win at 7/11 Day

Dodge the Stampede

Best Times to Roll Up

Bringing the Squad

What’s the Catch? (C’mon, There’s Always Something)

Hidden Fees? Not Really, But Read This

Common Gripes + Easy Fixes

FAQ: 7/11 Day Edition

What’s New in 2025?

Fresh Deals

Wild New Flavors

Limited-Edition Swag

How’s This Stack Up to Other Free Food Days?

Battle of the Freebies

Other Days to Mark on Your Calendar

Social Media Contests (Win More Junk!)

No 7-Eleven Near You? Don’t Cry

Workarounds & Hacks

Behind the Curtain: How 7-Eleven Pulls This Off

Logistics Chaos

Marketing Hype

Keeping Those Slurpees Flowing

The Business Side (Yep, It’s About $$$)

Sales Surge

Brand Loyalty

The ROI Game

Slurpees & Sustainability—Are They Trying?

Paper vs. Plastic (The Never-Ending War)

How 7-Eleven’s Dealing With It

Final Thoughts (If You’re Still Here)

Conclusion


  1. Intro: What’s the Deal With 7/11 Day Anyway?
    So, every July 11th, people basically lose their minds over free Slurpees at 7-Eleven. It’s like a birthday party for the brand, but you get the present. And honestly, in the middle of summer? Genius move. But there’s more to it than just the free sugar rush—rewards, random deals, contests, and a boatload of hype.
  2. A Quick Trip Down 7-Eleven Memory Lane
    This whole thing didn’t start until 2002, believe it or not. They called it “Customer Appreciation Day” at first, which sounds kinda formal, but hey, free is free. 7-Eleven itself? Been around since 1927, back when you could buy ice blocks. Rebranded in ’46 to 7-Eleven, because, shocker, they were open from 7 a.m. to 11 p.m.—which was wild back in the day.
  3. Wait, Why July 11th? Is This a Dad Joke?
    No, it’s not a groan-worthy pun, it’s literally 7/11. July 11th. The date matches the store’s name. Marketing team must’ve high-fived themselves when they pitched that one.
  4. What’s Up for Grabs?
    Slurpee Free-For-All
    The big draw is a free small Slurpee—just show up, grab one, and try not to spill it on your shirt. Get there early, though. Supplies don’t last forever.

Extra Deals (Because Why Not?)
Usually, they’ll throw in bonuses like cheap hot dogs, pizza slices, sodas, candy, and sometimes even a break at the gas pump. It’s like a mini carnival but indoors and probably stickier.

Perks for 7Rewards Nerds
If you’re in their loyalty club (7Rewards), you can snag exclusive deals, extra points, and sometimes get first dibs on promos.

  1. How to Actually Nab That Free Slurpee
    Step-by-Step (It’s Not Rocket Science)
  2. Get the 7-Eleven app (unless you’re stubborn about your storage space).
  3. Set up or log into your 7Rewards account.
  4. Walk, bike, drive, or skateboard to a participating 7-Eleven on July 11.
  5. Ask for your small Slurpee at checkout—try not to look too desperate.
  6. Flash your barcode or phone number, rack up those points, and feel accomplished.

https://www.usatoday.com/story/money/food/2025/07/11/free-slurpee-day-7-eleven-2025/84536859007

App vs. OG In-Store Vibes
The app sometimes drops extra coupons or bonus Slurpees, so if you’re into free stuff, might as well download it before the big day.

  1. Who Gets to Join the Party?
    Who Can Get the Free Slurpee?
    Literally anyone who walks in (or limps, or moonwalks, whatever). No need to buy anything, but if you’re a 7Rewards member, it’s even sweeter.

Age Stuff, IDs, and the “One Per Customer” Rule
No age limit, no ID check. If you’re sending your kid in solo, maybe go with them so they don’t get lost in the chip aisle. Oh, and don’t get greedy—one free Slurpee per person. Hitting up five stores? Eh, technically against the rules, but I won’t tell.

  1. How Long Does the Madness Last?
    Kicks off at 12:01 a.m. on July 11 and runs till 11:59 p.m. (or until they’re out of cups). Some app promos actually stretch out for a week or so, just to keep the sugar high going.
  2. Should I Bother With 7Rewards?
    Why Sign Up?
    Birthday freebies, member-only prices, bonus points, and random free snacks when you hit milestones. If you go to 7-Eleven more than twice a year, it’s probably worth it.

How the Points Thing Works
Ten points per dollar spent. Save up, cash in for snacks, drinks, or even gas if you’re living that car life.

Bonus Goodies Just for 7/11 Day
On the big day, members might get extra points just for grabbing their free Slurpee or knocking out certain app challenges.

  1. 7NOW Delivery: Slurpees to Your Couch?
    Yep, 7-Eleven delivers now. On 7/11 Day, they usually roll out free delivery or bundle deals like “Spend $11, get $11 off next time.” Lazy people, rejoice.
  2. Pro Tips: How to Win at 7/11 Day
    Dodge the crowds by going early or late (but don’t blame me if the machines are bone dry by then). Bring a buddy to double up on deals. Download the app. Wear something you don’t mind spilling blue raspberry on.

—That’s the gist. Go forth, conquer 7/11 Day, and don’t forget to brainfreeze responsibly.

Lululemon Files Lawsuit Against Costco, Says They’re Selling Look….

Lululemon Files Lawsuit Against Costco, Says They’re Selling Lookalike Activewear

pic credit: Design Taxi Community

In a new legal battle making headlines across the retail world, Lululemon—the premium athletic apparel brand—has filed a lawsuit against Costco, accusing the wholesale giant of selling lookalike “dupe” leggings that allegedly infringe on its intellectual property. The case shines a spotlight on the growing tension between high-end brands and budget retailers, especially in the booming activewear industry.

Here’s everything you need to know about the lawsuit, why it matters, and how it could impact both companies—and shoppers.


What’s the Lawsuit About?

According to court documents filed by Lululemon Athletica, the company claims that Costco has been selling “knockoff” leggings that closely resemble Lululemon’s well-known Align line—its best-selling yoga and fitness leggings.

Lululemon alleges that these Costco leggings mimic the style, stitching, and overall aesthetic of the Align pants, which retail for around $98. In contrast, Costco’s version reportedly sells for under $30, making it a much more affordable option for shoppers.

The lawsuit claims that Costco is intentionally marketing its products to confuse customers, capitalizing on Lululemon’s reputation for premium quality, fit, and performance.

https://www.nytimes.com/2025/07/01/us/lululemon-costco-dupes-lawsuit.html


Key Legal Accusations

Lululemon’s complaint includes several serious accusations, such as:

  • Trade Dress Infringement: Lululemon argues that the design elements of its leggings, such as the fabric texture, silhouette, waistband, and stitching, are all signature to its brand—and that Costco’s products mimic these too closely.
  • False Advertising: The brand also accuses Costco of misleading consumers into thinking they’re purchasing Lululemon-like quality at a fraction of the price.
  • Unfair Competition: By allegedly copying Lululemon’s designs without permission, Costco is accused of gaining an unfair advantage in the marketplace.

Lululemon is seeking damages and a permanent injunction to stop Costco from selling the disputed products.


Why This Matters

The lawsuit isn’t just about a pair of leggings. It’s part of a larger industry trend where luxury or premium brands are increasingly protecting their designs against so-called “dupes” (short for duplicates).

While budget-friendly versions of expensive products are not new, brands like Lululemon are drawing the line when these knockoffs start affecting their brand image and revenue. Especially when consumers believe they are getting a similar product—when in fact, they’re not.

This legal action also underscores how important brand identity and product design are in today’s fashion and retail landscape. For companies like Lululemon, whose loyal customer base values quality and performance, even a lookalike product can be seen as a threat.


What Costco Says

As of now, Costco has not made a public comment on the lawsuit. However, legal experts believe the company will likely argue that its products are generic and not direct copies of Lululemon’s designs.

Costco may also try to defend its practices under “fair competition” laws, which allow companies to sell similar—but not identical—products, as long as they don’t intentionally mislead consumers.

Pic credit: The new york times


Impact on Shoppers

For everyday shoppers, this lawsuit could have a couple of outcomes:

  • If Lululemon wins, it may set a precedent that makes it harder for retailers to sell lookalike or “dupe” products. That could limit the availability of cheaper alternatives in the future.
  • If Costco wins, it could signal that retailers can continue offering similar styles at lower prices—as long as they don’t explicitly pretend to be the original brand.

In the short term, this lawsuit has also sparked more consumer curiosity. Searches for “Lululemon dupes” and Costco’s activewear are trending online, which could ironically boost both brands’ visibility.


A Growing Pattern in Fashion

Lululemon’s lawsuit isn’t the first of its kind. Other major brands like Nike, Adidas, and even luxury labels like Gucci have taken legal action against companies selling copycat versions of their products.

This reflects a growing concern in the fashion industry where brand integrity and unique designs are more important than ever—especially in the social media era, where influencers often promote affordable “dupes” to millions of followers.


Final Thoughts

As this legal drama unfolds, all eyes are on how Costco will respond—and what the courts decide. Whether you’re a loyal Lululemon fan or a bargain hunter at Costco, the outcome of this lawsuit could impact how athletic and fashion wear is priced, marketed, and protected in the future.

Warner bros. Discovery Breaks up : A New Era streaming


🔍 Major Restructuring: Split into Two Companies

  • What happened?
    On June 9, 2025, Warner Bros. Discovery announced it will spin off into two separate, publicly traded companies via a tax-free transaction .
  • The two new entities:
    1. Streaming & Studios
      • Includes HBO, HBO Max, Warner Bros. Television & Motion Picture Group, DC Studios, Warner Bros. Games, and related assets.
      • Led by David Zaslav, current CEO of WBD .
    2. Global Networks
      • Encompasses CNN, TNT, TBS, Discovery Channel, Discovery+, Bleacher Report, international free-to-air networks and sports brands like TNT Sports.
      • Led by Gunnar Wiedenfels, current CFO of WBD .
  • Why split?
    • Address dramatic decline in cable TV, with U.S. cable subscribers falling from ~100 million in 2015 to ~60 million today.
    • Sharpen focus: Allow streaming business to grow unburdened by legacy cable .
    • Unlock shareholder value: Provide greater clarity, agility and potential M&A opportunities.
    • Mirrors similar moves by Comcast (spinning off NBCU assets) and Lionsgate/Starz.
  • Financial structure & debt handling:
    • Global Networks will retain a 20% stake in Streaming & Studios to stay financially connected.
    • Proceeds from that stake will help de-lever and manage WBD’s remaining debt (~$34 billion noted) .
    • New debt-financing arrangements include a $17.5 billion bridge loan backed by JPMorgan.
  • Timeline:
    • Aim to complete the tax-free spinoff by mid-2026 (target remains mid‑2026).

📈 Market Response & Context

  • Share movement:
    • WBD stock surged 11–13% on the split announcement: ~12.1% intraday gain .
    • Pre-market gains of 6.8% reported earlier Monday.
  • Industry positioning:
    • Streaming business will be positioned to compete directly with giants like Netflix, Disney, Amazon.
    • Cable/network division remains exposed to regulatory/political risk (e.g. CNN), but can now operate independently .
  • Strategic flexibility:

🧭 Broader Industry Landscape

  • Ongoing cord-cutting intensifies the pressure on traditional cable: viewership and revenue steadily shifting to streaming.
  • Businesses following suit: Comcast’s NBCU SpinCo/Versant, Lionsgate’s Starz spin-off, signaling an industry trend to re-separate content creation from distribution networks .

📝 Summary Table

SegmentFocus AreasLeadership
Streaming & StudiosHBO, Max, Warner Bros. TV & film, DC Studios, games, content librariesDavid Zaslav (CEO)
Global NetworksCNN, TNT/TBS, Discovery, Bleacher Report, Discovery+, international channelsGunnar Wiedenfels (CEO)
  • Completion Timeline: mid-2026
  • Financial Move: Global retains 20% of Streaming entity for de-leveraging
  • Strategic Goal: Turn each into agile, focused businesses — appeal to specific investor interests and allow deals

https://www.wbd.com


Why It Matters

  • Investors can now choose between high-growth streaming vs. legacy cable based on risk profile.
  • Content strategy: Studios freed to produce bolder content for HBO/Max without legacy drag.
  • Cable ops: Can optimize cost structure, pursue deals, or restructure without weighing down streaming.
  • Debt reduction: Stake sale funds can pay down sizable debt, improving both balance sheets.

🤔 What to Watch Next

  • Q3/Q4 2025: Expect deeper financial disclosures for each business unit.
  • Debt reduction progress: Will be key to valuation and investor confidence.
  • Market moves: M&A activity around the streaming entity is highly anticipated.

TL;DR

Warner Bros. Discovery is executing a strategic spin-off into wo publicly traded companies —Streaming & Studios, led by Zaslav, and Global Networks, led by Wiedenfels—set for mid‑2026 completion. The move addresses cord-cutting pressures, sharpens focus, unlocks shareholder value, aligns with industry trends, and sparked a 12% stock leap on the announcement.



🎬 1. The First Talkie Ever

  • In 1927, Warner Bros. released The Jazz Singer, the first feature film with synchronized sound—ushering in the “talkie” era.

🐶 2. Discovery of Rin Tin Tin

  • The studio found and trained a stray German Shepherd named Rin Tin Tin in 1923. He became an early box-office star and greatly boosted Warner Bros.’ fortunes.

  • Their iconic WB Shield logo is one of the world’s most recognizable symbols in film and television.

🎵 4. Music Rights Empire

  • Recently, Warner Bros. Discovery struck a $1 billion+ joint venture to monetize its 100‑year music catalog—owning rights to themes like Friends, Harry Potter, and Superman.

🦇 5. Home of DC Superheroes

  • As the film and TV home of DC, the studio brought beloved characters like Batman, Superman, and Wonder Woman to millions worldwide.

🐰 6. Looney Tunes & Bugs Bunny

  • The animation powerhouse behind timeless characters—Bugs Bunny, Daffy Duck, Tweety, and others—Warner Bros. gave birth to the legendary Looney Tunes.

🎥 7. Epic Film & TV Catalog

  • Their library spans classics like Casablanca and Ben-Hur, and modern hits such as Harry Potter, The Big Bang Theory, and Game of Thrones.

🏗️ 8. Landmark Centenary

  • On April 4, 1923, the Warner brothers founded the studio. In 2023, they kicked off a global 100th anniversary celebration, spanning tours, exhibits, concerts, and themed events across parks like Warner Bros. World Abu Dhabi.

🎞️ 9. Burbank Studio Lot Discoveries

  • Warner Bros.’ famous Burbank studio lot includes:
    • Historic sets from Batman, La La Land, and Spider‑Man (sites.mediaschool.indiana.edu).
    • Brownstone Street, their first permanent backlot, originally from First National Pictures in the 1920s.
    • The iconic WB Water Tower, a recognizable silhouette on the lot (sites.mediaschool.indiana.edu).

🌎 10. Expansion into Global Experiences

  • Now under Warner Bros. Discovery Global Experiences, the company runs studio tours (Hollywood, London, Tokyo), theme parks, exhibitions, and interactive attractions.

Edward r murrow american 20th journalism and also a voice of truth

Edward R. Murrow: The Voice of Truth in American Journalism

Edward R. Murrow is widely regarded as one of the most influential and courageous journalists of the 20th century. With his distinctive voice and unwavering dedication to the truth, Murrow reshaped the landscape of American news reporting. He stood for integrity, fearless inquiry, and the moral responsibility of the press to hold power accountable.

Early Life and Career Beginnings

Born on April 25, 1908, in Polecat Creek, North Carolina, Edward Roscoe Murrow grew up in the Pacific Northwest. He graduated from Washington State College (now Washington State University) and soon became involved in education and international affairs. In 1935, he joined the Columbia Broadcasting System (CBS), where his journey into journalism truly began.

A Voice from the Warfront: “This… is London”

https://en.wikipedia.org/wiki/Edward_R._Murrow

Murrow rose to fame during World War II, when he broadcasted live reports from London as Nazi bombs rained down on the city. His calm and powerful dispatches began with his iconic phrase:
“This… is London.”

These broadcasts brought the war into the living rooms of Americans, not as propaganda, but as raw, honest accounts of courage and devastation. His reporting style—measured, human, and direct—set new standards for broadcast journalism.

Taking on McCarthyism: A Historic Stand

In the 1950s, the U.S. was gripped by McCarthyism—a climate of fear and suspicion, where people were accused of being Communists with little or no evidence. Murrow used his television show “See It Now” to take a stand against Senator Joseph McCarthy.

In a now-legendary episode aired in 1954, Murrow methodically dissected McCarthy’s tactics using the senator’s own words and actions. He ended with the powerful line:
“We must not confuse dissent with disloyalty.”

This moment is widely viewed as a turning point in public opinion and a masterclass in journalistic courage.

Murrow’s Legacy in Journalism

Edward R. Murrow didn’t just report the news—he defined what ethical journalism should be. He believed that television (and media in general) should educate, inform, and enlighten—not merely entertain.

He once warned:

“If we are to go on as a great country, we must stop regarding the broadcaster as a toothless clown.”

Murrow’s legacy lives on in every journalist who speaks truth to power. His name is honored through the Edward R. Murrow Awards, one of the most prestigious recognitions in journalism today.

Final Years and Death

Murrow served as director of the United States Information Agency (USIA) under President John F. Kennedy, but he was forced to retire early due to health issues. He died of lung cancer on April 27, 1965, just two days after his 57th birthday. A lifelong smoker, Murrow had often lit cigarettes during his broadcasts.


Conclusion

Edward R. Murrow wasn’t just a reporter—he was the conscience of American journalism. In an era where sensationalism often overshadows substance, Murrow’s unwavering commitment to truth, fairness, and human dignity remains more relevant than ever.

He taught us that good journalism is not about ratings.

MORTGAGE QUOTES IN 2025 BEST

Mortgage Quotes in 2025: Everything Homebuyers Need to Know

By [prince sharma] | Published on June 5, 2025

Buying a home is one of the most significant financial decisions a person can make — and often, one of the most complex. With rising real estate prices and a competitive lending market, it’s more important than ever for buyers to make informed decisions. That’s where mortgage quotes come in.

In 2025, the process of securing a home loan has become more streamlined, transparent, and consumer-friendly, thanks largely to digital mortgage platforms and smarter comparison tools. But what exactly is a mortgage quote, and why does it matter so much?


What is a Mortgage Quote?

A mortgage quote is a formal estimate provided by a bank or lender that outlines the potential terms of a mortgage loan for a homebuyer. It typically includes:

  • Interest rate (fixed or variable)
  • Loan amount and tenure
  • Monthly repayment (EMI)
  • Processing fees and other charges
  • Total repayment over the loan duration

The quote is usually valid for a specific period (e.g., 15–30 days) and is based on the applicant’s credit profile, income, and loan requirements.


Why Are Mortgage Quotes Important?

  1. Transparency in Loan Terms:
    Mortgage quotes help buyers understand exactly what they’re signing up forMORTGAGE QUOTES IN 2025 BEST. There are no hidden costs when all fees and charges are clearly outlined.
  2. Easy Comparison Across Lenders:
    With multiple quotes in hand, borrowers can compare and choose the most cost-effective loan offer — potentially saving thousands over the life of the loan.
  3. Stronger Negotiating Power:
    A buyer armed with competing quotes can negotiate better terms with lenders, such as a reduced interest rate or waived processing fees.
  4. Budget Planning:
    By knowing the exact EMI and overall loan cost, homebuyers can plan their monthly expenses and long-term finances more effectively.

How Mortgage Quotes Work in 2025

Thanks to digitization, getting a mortgage quote in 2025 is easier than ever. Leading banks, NBFCs, and fintech platforms now offer instant online quotes. Borrowers simply enter basic information — such as income, desired loan amount, property value, and credit score — and receive customized loan estimates within minutes.

Many platforms even offer AI-driven suggestions that help borrowers improve their eligibility or reduce their EMI by tweaking loan tenure or down payment amount.


Real-Life Example

Let’s say a buyer wants to purchase a home worth ₹70 lakhs and plans to take a loan of ₹50 lakhs. By comparing mortgage quotes from three different lenders, they find the following:

LenderInterest RateEMI (20 yrs)Processing FeeTotal Payable
Bank A8.40%₹43,196₹10,000₹1.03 Cr
Bank B8.20%₹42,372₹15,000₹1.01 Cr
Fintech Lender8.60%₹43,991₹5,000₹1.05 Cr

With this data, the buyer can clearly see that Bank B offers the most affordable option, even if the processing fee is slightly higher.https://www.investopedia.com/terms/m/mortgage.asp


Expert Insights

Financial advisor Abhinav Gupta explains,
“Many people rush into loans without comparing options. Mortgage quotes allow buyers to make smarter choices and save significantly. Even a 0.5% difference in interest rate can reduce the total repayment by lakhs of rupees.”


Tips for Homebuyers

  • Always compare at least 3–5 mortgage quotes before finalizing a lender.
  • Check for prepayment and foreclosure charges, which can impact long-term flexibility.
  • Watch out for hidden charges that may not be clearly listed in promotional material.
  • Use trusted comparison platforms or directly visit bank websites to request quotes.

Conclusion

In 2025, mortgage quotes are no longer just optional — they’re essential tools for every homebuyer. Whether you’re purchasing your first home or upgrading to a larger space, taking the time to request and compare quotes could make a big difference in your financial future.

As the lending industry becomes more customer-centric, the power lies with informed consumers. And it all starts with a simple quote.

Here’s a suggested Table of Contents for a comprehensive guide or document about mortgages:



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